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Personal loans in Canada

Borrow
smarter.

Compare Canadian lenders, estimate your payments, then choose the offer that fits you. Free and jargon-free.

  • 100% free
  • No credit impact
  • Canadian lenders

Estimate your loan

$7,500
$250$50,000

Estimated monthly

Illustrative APR from 12.99%

$2,554

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How it works

Three steps, zero pressure

Compare

Filter lenders by amount, province and rate to see your real options side by side.

Understand

Our guides explain rates, eligibility and true costs — without the financial jargon.

Choose

You decide. We send you to the lender you pick — you stay in control the whole way.

By category

Explore by loan type

Pick the category that fits your need and compare lenders transparently.

Personal loans

Borrow a fixed amount and repay it in regular instalments — for a project, an unexpected expense, or consolidation.

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Micro-loans

Small amounts funded quickly to cover an urgent need before your next paycheque.

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Credit score

Understand how your score is calculated and what you can do to improve it.

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Debt consolidation

Combine several debts into one payment — ideally at a lower rate and easier to track.

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Learn

Clear guides to credit in Canada

Everything worth knowing before you borrow — in plain language.

See all guides

Personal loans

Rates, amounts and eligibility.

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Micro & fast loans

True costs and safer alternatives.

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Credit score

Understand it and improve it.

Read

Debt consolidation

Combine debts to pay less.

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Frequently asked

What people ask us

Is Prêtwise free?+

Yes. Comparing lenders and reading our guides is completely free. We may receive compensation from a lender when you choose to visit them, at no extra cost to you.

Does this affect my credit score?+

No. Browsing and comparing lenders on Prêtwise has no impact on your credit score. A credit check only happens if you apply directly with a lender.

How do you choose lenders?+

We show a transparent list of Canadian lenders with their amounts, rates and provinces served. You choose — we never auto-route anyone to a specific lender.

What loan types do you cover?+

We start with personal loans and micro-loans in Canada, and add more categories and lenders over time.

Ready to compare your options?

See Canadian lenders side by side and choose with confidence.

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