How we make money

We think you deserve to know exactly how a service like ours makes a living. Here is the answer, plainly.

Our service is free for you

Reading our guides, comparing lenders and using our tools costs you nothing. We never charge you a fee, and you don't need to create an account to read our content.

Where the money comes from

We have affiliate arrangements with some of the lenders featured on the site. When you choose to visit a lender through our platform and go on to open an account or loan, that lender may pay us a commission or referral fee. This comes at no extra cost to you — you get the same terms you would have if you had gone to the lender directly.

What this does not change

• We show every active lender in our directory, whether affiliated or not.
• An affiliate relationship does not change our editorial content or how we rank lenders in our guides and comparisons.
• You always make the choice — we never auto-route anyone.

The rates we show are illustrative

The rates, amounts and terms we present are illustrative and are not offers. The final terms are those set by the lender at the time of your application, after its assessment of your file.

For more detail, see our affiliate disclosure and oureditorial policy.